How I make money from Dividend Investing

Hello, welcome back to my video.

Today I want to talk about something very

exciting that has happened recently. So if

you remember, a few weeks ago I made

videos about dividend income and the stock

market. Well, guess what happened

recently? I got my first ever dividends

in my portfolio. So let me go over to my

portfolio.

Okay, so zoom in and we can see,

um, on the 12th of November I got £32.85

from Enterprise Products, and they are a

company that has a bunch of pipelines in

America shipping oil and natural gas

around. And they paid me £32 because I

invested £1,000 into their company, and

they'll pay me 4 times a year Next time

they'll pay me, I think it would be in

January, and they're actually going to pay

me more than £32 next time because I

invested another £500 into

EPDs. And actually, the value of all my

shares has gone up by 6.68% since

I bought them, so I could sell all my

shares and get £120, but I don't think I

will because I like getting the passive

income from dividends. So I've got a total

of 137 shares in EPD

and they pay you 45 cents per share.

So if we go into the calculator and times

45 cents by our 137 shares,

that comes to a total of $61.65.

That's how much they're gonna pay me, uh,

next time they pay me my dividends.

$61.65 is £46.70.

Wow, so they're gonna pay me £46.70 the

next time they pay me my dividends next

year. That's amazing. They're gonna pay me

£60 4 times a year for pretty much doing

nothing. I'm not doing anything to get

that money. I'm just investing into their

company. I'm not working for that money.

I'm not doing anything actively to get

that money. All I'm doing is giving it to

them, lending it to them, and as thanks

they're going to pay me for letting them

hold my money. Isn't that amazing? Now if

you want to find out how much a company is

going to pay you in dividends per share,

you go into Webull, which is a different

app, and you just type in the company up

here and then you press it and then you go

down to press releases And

then it will say here dividend per share

0.445. So yeah,

0.445, not 0.45 like

I said, but it's pretty much close enough.

Now if we go back into the app that I use,

because I'm not American I can't use

Webull, which is a bit annoying because

Webull looks a lot better, but this is the

app I use. It's much more simplified, but

they don't provide you with as much

information. Anyway, um, I've also got

dividends from Apple and they only paid me

91 pence, which is not a lot. And I have

£600 invested in Apple and they only paid

me 91 pennies, which is pretty rubbish.

So if I invested £1,000 into Apple,

they'd probably only pay me £1.50, which

is just rubbish compared to enterprise who

pays this much. So I'm starting to think

maybe it's a waste of time investing in

Apple for dividends. I just think it's

such a great way of making money, you

know. If you're wanting a way to make some

passive income from literally doing

nothing and just investing,

I think it's a great way. Just pick some

companies that pay a good amount and put a

couple thousand into them, and then

they'll just pay you money as a

thank you. And look at this, so enterprise

products, like I said earlier, are going

to pay me £46 next time, and that's

for having £1,500 invested in them.

So if I go into the calculator and

I times my £1,500 investment by 10

So let's say I went crazy and I decided to

put £15,000 into enterprise products.

Well, guess what happens to the amount

they'll pay me next time? Instead of £46,

they'll pay me £460!

Oh my God, they'll pay me

£460 4 times a

year! If I put £15K into the company. Can

you believe that? £460 times

4 is— wow,

£1,840 a year. And we divide

that by 12, that's like £150 every

month that they're just going to give me

free money just for investing in the

company. Now obviously there's some risks.

For example, the oil industry could

completely collapse and then they'll go

bankrupt and they'll probably— I don't

know, would they take my money or would

they give it back to me? And if the

company's doing really badly, they might

cut the dividends or they might not even

give a dividend. But this company is

pretty good. Even through all of the

crashing that happened this year, it's

March when the market crashed, it crashed

as well but it quickly recovered and even

during this second crash during the

election, it hasn't crashed, it's still

going up. Let me show you the line. Look

at this. So this is March when everything

crashed and then it recovered and it just

kind of stabilized. Now a lot of other

stocks in the market crashed a second time

around here during the election, and some

other companies have crashed as hard as it

crashed back in March. But look at EPD,

it just crashed a little bit and it

quickly recovered again, and now it's back

on track to stabilize. So it seems like a

pretty stable company to invest in, even

though it's related to the oil industry.

It's not exactly the same as a company

like Exxon who relies on selling oil.

This company doesn't sell oil, it

transports oil around for companies that

do sell oil. So yeah, I'm pretty excited

about this whole dividend thing. I'm going

to invest more money into different

companies that pay dividends that aren't

related to the oil industry, and maybe

I'll put some more into EPD. It's really

exciting. I'm excited to find out who else

is going to pay me next month. I guess I

could Google when they pay, but I like the

mystery. I like the excitement of waking

up in the morning and you've got that

notification saying Blah blah blah company

has paid you X amount. It's really fun. I

can't wait for December and to find out

who's going to pay me next. Now I'm not

entirely sure what to do with this

dividend because obviously I don't

desperately need the £32,

and I'm— I think I'm just going to

reinvest it. I think that's what most

people say you should do. It's called the

snowball effect. So you invest an initial

amount into a company and then you keep

getting dividends, you keep reinvesting

the dividends back into the company to get

more shares, and then they'll keep paying

you more. And it just, you know, it

slowly, very slowly goes higher and higher

and higher, kind of like a snowball

getting bigger and bigger and bigger. And

then in 10 years' time, you keep

reinvesting all of the dividends, and it's

just going to get larger and larger. That

is, that is the plan. That is the basic

plan of dividend investing. It's called

growing your money. Instead of just

letting it sit in a bank account or

savings account where you might get 2%

interest a year, which is really bad, you

put it into a company and keep reinvesting

it and you keep growing your money like

that. I think it's a pretty interesting

thing to do. The problem is it just

takes an insanely huge amount of money.

You need to invest a huge amount of money

to even make $1,000 a month depending on

which companies you choose. So if you're

crazy, you could put it into stuff like

Exxon or EPD, which are oil industry

related companies, and they'll pay you

more in dividends because it's a riskier

industry. But if you go with more stable

and safer companies like Coca-Cola or

McDonald's, they're going to pay you less

dividends. But then there's less risk of

the company failing. So if you want higher

risk, then you could get away with

investing less money. But I think on

average you'd have to invest about

£200,000 to £400,000 in total to

be getting about £1,000 per month in

dividends, which is a lot of money. I

don't have £200,000, so it's going to take

a very long time to reach that sweet spot

of £200,000. But I feel like it's a good

goal to head towards, and I'm just going

to reinvest all of my disposable income,

any money I've managed to save, I'm going

to put into dividend stocks. And maybe

in 5 years' time, I'll be able to reach

that goal of having a couple hundred

thousand invested, and they're just going

to be paying me passive income every month

from the dividends, and I won't have to

get a job, and I won't have to rely on

YouTube or OnlyFans to make a living.

And that is basically my entire life goal

right now, is to slowly wean myself off

of depending on YouTube income,

which is getting smaller and smaller every

month, by the way. So my goal is to wean

myself off of depending on YouTube by

funneling my YouTube earnings straight

back into stocks and dividend stocks and

growing my portfolio. So In a couple

years' time when my channel is completely

dead, uh, I'll still be able to make money

from all of my investments. That is my

dream. I feel really excited to be

starting this new journey in my life and

I'm looking forward to finding out how

much progress I'll make and find out where

I am in 5 years' time and how my portfolio

is doing. It's going to be fun, I think,

to document my investing journey My

channel, I guess it started off with me

documenting my love life and my search for

a girlfriend journey. And now I've kind of

matured and grown up a little bit and I'm

trying to change the direction of the

channel to not documenting my love life,

but documenting my investment, investing

life. And maybe that's boring to some of

you, but I don't really care because I get

way higher CPM on videos about financial

stuff and investment stuff than I do about

you know, problems with my girlfriend