life updates - sad and alone [KZdTYUbap2Y]

Testing. Oh my god, what happened?

Oh my god, this happened a few streams

ago. The stream just ends and then

Streamlabs says there's no internet when

there is. There is internet.

I had to restart Streamlabs. And turn my

Wi-Fi off and on. Oh, now the

other stream ended and I got to make a new

one. Hate it when that happens.

I remember it kept happening in Thailand,

and then I did one stream, end up with

like 5 different VODs because I had to

keep restarting it. Don't know why that's

happening recently. I haven't done

anything differently. Lost all my

viewers. I always get so mad because

every time I start a new stream, I have

half the viewers I had before.

I don't know if it's working.

I said there was no internet. What do

you mean there's no internet?

Testing.

Is it working? My internet turned

itself off again,

but I don't think the stream ended itself.

Oh God, I hate when this stuff happens

because I don't know why it's happening,

but I don't think this Really

weird.

There's something weird about my computer

today. Maybe I'll just stream on my phone.

I can't even tell if it's streaming or

not.

It is streaming.

It was like it disconnected when I jumped

up to get my badminton racket.

That was weird.

Maybe it's too hot, the internet's getting

melted. Oh my God,

the fly's back. Why does it buzz right

next to my head?

Hopefully it doesn't disconnect again.

They really need to fix it so the stream

doesn't end if you've disconnected for

like 10 seconds. I think you get like 30

seconds to reconnect, otherwise the stream

ends. It's really annoying.

Who's Darren G?

I don't know who that is.

Okay, I think we're back up. Yeah, it's

fine now, hopefully.

Updates on Hong Kong guy?

No, no idea.

It's weird he won't even tell us what he

does for a living, and then he was getting

all like cocky about not

sharing his private life. He was like, I

don't share my private life because it's

not good. Right, Daniel? Fuck off.

I've got no regrets sharing my private

Sharing my private life is what made my

channel interesting, so obviously I'm

pro-private life sharing.

Although it does sometimes mess my life

up.

I mean, it gives me opportunities,

but it also takes opportunities away.

'Cause people see something I've said that

they dislike and then they don't want to

see me anymore. It does kind of ruin

stuff, but then it also helps

stuff in other ways.

Is the stream okay?

Get a tour around the cabin? Uh, I don't

know. It won't look

very good. The internet's not strong

enough. I wish I could get Starlink,

but what if Starlink's rubbish as well?

It is kind of annoying because sometimes I

mean, for most people, they get to decide

what happens in their life, but I feel

like I don't get to decide.

My YouTube channel decides for me whether

doors open or close,

unless I keep my mouth shut.

But who knows what doors would be open if

it wasn't for the YouTube channel ruining

my doors.

I might not be in this situation,

but I need money, you know.

We gotta make content about something.

It's just annoying I can't make content

about anything else. Sometimes I get a bit

lucky with video games or tech, but it's

not enough. It's not, it's not sustainable

enough. It's too random. I haven't had a

good tech blowup video since 2022, the

Steam Deck. I don't know why the Samsung

Fold videos flopped. They all got like 3K

views. It's really hard to get views on

phones for some reason.

Yeah, the CPM was really good. I made like

$25 for 2K views.

I was pumping them out, but there's not

many you can make. You can make a review,

Tips and tricks, unboxing.

I made like 5 tips and tricks videos. I

made 4 reviews just saying the same stuff.

Petrol station video, that, that is

personal life because I doxxed my whole

job and my job location and everything.

So if I got a job now, I wouldn't tell you

what the job is because I'd be scared.

People would find out what it is and then

get me fired or something. If I got a job,

I'd just say, I got a job, can't tell you

what it is. It'd be very risky

to say what the job is because if I

got the job, it would mean I wanted the

job, so I wouldn't want to lose it.

Yeah, just like Hong Kong guy, I guess.

Maybe I'd say like I don't know, I can't

even say what it was. If I said

it's warehouse work, you'd be like, oh,

he's working at Lenham Storage.

So I guess I'll keep it a secret until I

don't care about getting fired.

But that's just the way it has to be.

There's too many idiots out there trying

to ruin my life.

What's that stupid motorbike sound?

Can't they just go if they're making so

much engine noise? What, are you moving

like 5 miles per hour? Just go!

I hate motorbikes. I can still hear

it. I hated them

in Japan, those stupid— what are

they called? Borzoku gangs. I saw—

I remember seeing this one motorbike. It

was really loud, like deafening, and I

could still hear it even though it was a

tiny dot. I was just standing there

staring at it thinking, I wonder how far

away it has to go until I can't hear it

anymore. I was watching and watching and

watching, looking down the road, and it

was still like a tiny little dot and I

could still hear the damn thing.

It was only until you couldn't see it at

all and then the sound kind completely

vanished.

I hate these noisy engines.

Imagine riding that, it must be so loud.

Just don't understand it. Why do people

like them? Wow, I'm making so much noise,

this is so cool.

Just don't get it.

Am I streaming from a browser? No, why?

I'm streaming from Streamlabs software.

They like the attention. It's just weird

though.

Wait, did everyone in the UK just lose

their internet? I wonder if it's on the

news. Oh, stock market's open.

I'm scared to look at Barrick Gold. They

had good earnings.

Those motorbikes are coming out of the

gypsy compound. Typical.

Hmm.

I don't know why Apple keeps charging me

£5 a month because I go into my— oh,

whoa, Barrick Gold is up 5%!

Should I sell?

I go into my Apple account and it says I

don't have any ongoing subscriptions and I

cancelled everything, but I'm still

getting charged £5 a month. And I tried

logging into my Apple account on my

computer and then it locked me out because

I typed in the password wrong. Didn't you

already sell? I sold a tiny bit of Barrick

Gold a couple months ago, but it was just

like £200 worth for about £17.80 per

share. Now it's like £18-something per

share. I can't block the charge,

it's annoying. On Revolut you can block

the payments so they can't take money

anymore, but on my Proper UK bank account,

they don't have that feature. I would have

to phone up the bank and ask them to block

them.

Tesla's down,

Bitcoin's down a bit, Barrick Gold is up

nearly 6%. Look.

Whoa, I'm up 10% now on my Barrick

Gold.

I'm up $800.

So over a year, I've got 10.5% gain on

my gold mining stock. I'm up 10%. But if I

had just bought the Gold Bullion ETF,

I would have been up by— why is it so

slow? I feel like the internet's kind of

slow right now. Well, you can't even load

That motorbike, it's like just going up

and down the road in circles.

Look, the gold bullion ETF is up 27%.

I should have just bought that instead of

the gold mining stock. I thought, because

Robert Kiyosaki, he keeps bragging about

how he owns a gold mine, but then I

thought, what if the gold mine runs out of

gold? Then you've got a big hole in the

ground that doesn't produce anything. And

he said he's got the biggest gold mine in

America, in Utah. I googled it And the

biggest gold mine in America is owned by

Barrick Gold, and they produce like 4

million tons of gold, whereas— was it

4,000 tons? Robert's gold mine only

produced like 2,000 tons.

So I don't know if he's lying or what, or

maybe he has the biggest gold mine in Utah

and Barrick Gold's gold mine is somewhere

else. Yeah, but what happens when the gold

mine runs out of gold? Because surely it

will eventually run out of gold, and then

they've got to go find a new gold mine.

They can take all their equipment and then

dig another hole. It's kind of weird,

isn't it? And then they go bankrupt,

wouldn't they? If they run out of gold to

mine, they go bankrupt. Value of gold

could keep going up, but the gold mine

won't make any money if they can't find

any more gold. So I don't know about

investing in a gold mine anymore.

I want actual gold.

Sad this guy gets excited over 5% gains.

Yeah, because I've been invested in this

stupid gold mine for 2 years and it keeps

going up and down. It never goes up and

stays up. It's so annoying.

Look at this stupid stock.

It went down as much as 15% 2 times,

and now it's up, but only up 10%.

But really it's up like 25% if you

consider it was down 15% in

February this month.

Should I sell some? I could sell a little

bit so I got some money to buy a car.

I don't know,

maybe renting a car is a better idea.

Because I'm not going to use the car all

the time. It would just

be for trips, but then I could just rent a

car for the trip.

But then having a car would be good for

looking for a job because I could look for

a job anywhere. If I was going to get a

job, I'd only get a job if I know what I'm

going to do with the money.

Like, I could buy a gold mine. I'll start

digging a hole in the back garden,

make my own gold mine.

Do you need planning permission to

excavate your garden?

I feel like you need permission.

A car to seize, Sunny.

But wouldn't it be better to rent the car?

Oh wow, Daniel, my son, you will never

touch my level of wealth. Your generation

is too late. A house in my time was 2x the

annual income of the average earner. Now

it's 7-8x. Us boomers have ruined the real

estate market and we love it. Yeah, well,

in 50 years you can say the same. You say,

oh, 50 years ago real estate was cheaper

than it is now. That's how it's supposed

to be. It's supposed to go up in value.

It would be silly if like 50 years ago

property was worth more than it is now.

That would be basically the market crashed

then, wouldn't it? Subreddit claims you're

in a secret relationship with Sunny.

Uh, I don't know. It's kind of like a gray

area. Right now.

She seems confused.

I don't know.

Robert Kiyosaki gives some weird advice.

He always says, like, he says, I'm $1

billion in debt.

How's that a good thing? He keeps saying,

and I pay no taxes, because you don't pay

taxes on debt. Well, if you're in debt,

how do you pay for stuff? What do you mean

you're $1 billion in debt? He always says,

I've got 15,000 rental properties and I've

got a gold mine and I don't pay tax. And

he does that stupid smirk. Why is he

always smirking like I don't pay tax.

It's kind of annoying.

Yeah, well, I'm $12,000 in debt and I also

don't pay tax. Suck it. I'm just

like Robert. And also I have most of my

investments in gold— in a gold mine,

actually. Robert would be proud.

Surely if he owns a gold mine, then owning

shares in a gold mine would be a good

idea. Look, my gold mine stock's up 11%.

Oh my God, it's up 15% now. I'm rich.

I could buy a Ford

Fiasco or whatever it's called.

Ford Escort.

How much am I up year to date?

I am up. Oh, I'm up 7%.

Damn it. The all-world market is up 16%,

but I'm only up 7%. The market

can only be sustained by demand, Daniel.

If housing becomes unaffordable,

eventually the gains will not be there to

be had. I don't understand what any of

that meant. What? But it's

not unaffordable. You can go onto

Rightmove and there's plenty of properties

for £100K. You just pay the £20,000

deposit, get a mortgage, 4% APR,

£400 a month monthly payments for the

mortgage, 25 years, and then you find some

people to live in it. They'll go to work,

they'll pay your rent, and then you pay

the mortgage using the rent, and then you

pay a bit for council tax, fees, legal

stuff, insurance. They're buying

the house for you. I mean, they're working

to pay for your house. I don't have to do

anything. That's so cool. I want to do

But then I need to get a job so I can

raise the capital because I need like 40k,

30k maybe.

Or I put $30K. If I'm gonna raise $30K,

I could just put it into like a REIT real

estate ETF that has like 15% dividend

Did I get the car yet? No, I'm still

thinking about it. I thought if I get a

cheap car on finance, it would only be

about £50 a month.

Get a Ford Focus diesel, just like my

instructor's car.

No, I'm not getting a Tesla, that's

stupid. I need to spend money on

assets, not liabilities.

Tesla would just be a massive liability.

I wouldn't make any money off it. All the

videos would just flop.

Yeah, but a car is a depreciating asset.

I want appreciating assets like stocks and

If you only use the car to go on trips and

holidays, then it's— I think it's a

liability. You don't have money to make

meaningful gains.

I think it's not about how much money you

have, it's about what you do with the

money. So if you don't know how to make

money using $10, You're not going to know

how to make money using $1 million. So if

you gave me $1 million, I'm just going to

lose more money if I don't know how to

invest it.

Get a Tesla, save on gas. Save on housing.

What, because I live in the Tesla?

Yeah, but I'd save more money if I just

don't buy the Tesla and I rent the car.

You need decent money to make sizable

gains.

Yeah,

but first you got to learn

how to make the gains, don't you?

I'm still wetting my teeth. It's only

really been like 2 years in the market.

So I started investing 4 years ago, but

really the first 2 years I was just

gambling. I was just like randomly buying

stuff and selling it. And then the market

crashed, and it wasn't until then I

started to take it seriously, and I bought

gold mines and healthcare and defensive

stuff. I think really I started to

properly learn to invest just

under 2 years ago. It's still too early

for me to feel like I really know what I'm

doing. I think give me another 2 years, I

think I would have cracked it.

So you can give me $1 million. It doesn't

mean I'm going to be able to make more

money. I'd just lose it, won't I?

I need to know how to make money before

I start ramping up how much I put into it.

No, I can get 10% on my investment.

That's what the, the average annual

expectation on S&P 500 is, like 8 to 10%.

If I put $8K in, it's like $800 a month,

and then it compounds, doesn't it?

Because I put the $800 I made back into

it, and now I'm making 10% on $8,800

instead of $8,000. That I asked Ask

Copilot, my new friend.

I'm scared it's going to disconnect. I

feel very nervous about the internet right

now. If I invest in the S&P

500 with £8,000

for 20 years,

how much will I make if the S&P 500

makes 10% a year annual gains

on average and the

interest is compounded.

I think it'll be like $100K.

It's doing the calculations.

It's showing me all these equations.

What, £50,000? That's rubbish.

If you invest £8K in S&P 500 with average

annual return 10% compounded annually,

you'd have approximately £53,000 after 20

years.

Yeah,

I see your point. I really need more than

£8K invested.

Daniel's stock video 2 years ago got me

into investing. I made $50K. What did you

get? I don't know how I picked the worst

things ever. I picked— oh

yeah, I picked gold and China.

China went down like 20% after 2 years.

Gold is up a piddly 10% after 2 years.

So how much do I need to make by the time

I'm 60 for my retirement?

Say I want like $200K. I need 4 times

invested, don't I? I need like $40K

invested. What if I started

with $40K instead of $8K?

Do I just misspell every single word?

So now he's saying, so if you invest with

$40K now, after 20 years in S&P 500,

you'd have $270K after 20 years.

That's pretty good. Do you think I could

live off that for the last 20 years of my

life before I die?

270k divided by 20,

it's like

13k a year. Yeah, I could live off that.

I don't know, actually. 30k— 13k in

20 years is probably not going to be worth

much. How much? What is the rate of

inflation yearly? Isn't it like 4%?

But won't it be protected against

inflation? Won't that

be less because of inflation in 20

years?

But if I invest it in gold, won't it be

protected from inflation? But I can't use

gold to buy food, can I?

Jesus Christ, it's like writing out a

whole Einstein essay of calculations.

Says after adjusting for inflation of 2% a

year, your £40K investment will be worth

£180,000 in 20 years.

That's not very good.

I don't know what to do.

I just— I don't want to be 60 years old

and I gotta get a job at McDonald's.

I'm scared now.

I am actually kind of scared.

'Cause I don't know, when you're young,

you don't really feel like you're ever

going to get old and you feel like 20

years not going to pass. I'll be a

millionaire by then. And then you get

older and then it feels like actually 20

years is not that long. I've already lost

20 years in the last 20 years.

Another 20 years is gonna come and go

like, like that. What am I gonna do? I

can't rely on this stupid YouTube channel.

I gotta stop blowing my money just

randomly flying off to stupid Asia to

sleep with 40-year-old women. How's that

helping me?

Complete waste of time, isn't it? And then

I feel sad because we break up, and then I

I realized that, you know, cheating and

being a bad partner, it hurts the

woman, but it also hurts you.

You don't realize that until you've

realized it.

I used to feel like, oh, I'm just gonna

cheat, whatever, I don't care if it hurts

her. But then now I feel hurt because I

feel sad. I feel sad for her. Maybe it's

not good to cheat.

Now I'm scared to get into a relationship

again because I feel like I'm just gonna

cheat again. I'm gonna hurt someone else,

and then it's gonna hurt me because it'll

come around.

Yeah, I feel sad because I feel guilty.

It's all my dick's fault. The dick

doesn't care about anything.

Guilt sucks. Without guilt, you can just

do anything and not care.

At least I don't feel guilty for eating

meat. That would suck.

I don't like to inflict pain, but why does

getting what I want have to involve me

inflicting pain?

Oh wow, thanks. Shut up, Daniel. We see

through your BS. You don't have empathy.

Yeah, well, how come I cried a couple days

ago? And then why do I keep having dreams

of Chihiro? They haunt me.

I see them every night.

I am haunted by my exes. See, I don't

feel bad about Mila because I didn't cheat

on Mila, so I feel like I've got a clean

consciousness.

I don't feel sad about Mila, but I feel

sad about Chihiro and Tai girlfriend.

Last time I jumped up to get my Racket,

the stream ended.

So I'm thinking if I work for 1 year

minimum wage, I could make like 22K plus

my 10K, 12K YouTube earnings. I could

probably make 30K if I could stick to the

job for a year. And then I pay off my

debts, I've got like £20K left over. What

can I do with the £20K so that I become

rich? Do I get a

mortgage or do I invest it in the stock

And can I beat the market?

Beating the market would mean you need to

get more than 10% a year, which is what

the S&P 500 usually gets.

I think the S&P 500 went up like 13% this

year, and then it had that little crash

last week and it dropped by 5%. So it's

still up like 8 or 9% this year. So it's

already reached the average of what it

usually gets. So I feel like it's not

really going to go up by much more this

year.

Otherwise, I would like to invest in S&P

500, maybe next year when it crashes.

I think I could beat the market with my

gold investment. Gold is just

really doing well. Gold is already beating

the market. Look, gold bullion is

up 27% in the last year.

The S&P 500, it's only up

18%, which is way better than what I'm

up. I'm up like 7%, but gold is

destroying the S&P 500. It's just I don't

have gold. I've got a stupid gold mine.

He's actually gonna get a job. Yeah, if I

can use the money to create a better

future, I might consider getting a job for

like a year or two because I

need to rebuild my finances after I lost

over $20K because I know $8K is not enough

to be invested in the market with. I need

like $50K in the market.

The problem with the gold miner is they

got to mine the gold and mining the gold

is more expensive because interest rates

went up. So everything is more expensive,

like fuel, wages. So they're going to take

a loss on their profit margin. That's why

the mining stocks haven't been doing as

well as gold.

Why is this word banned? Bait.

Bait. Maybe I wanted to ban

people saying clickbait.

My mum said, why don't we rent out the

whole house and then we live in the

garden? How about no?

What is SiO2?

What if I ask AI?

If I invest $8K in gold,

how much is it worth after 20 years

annually compounded?

What about the last 20 years? Which one's

gone up more? Says historically gold has

average annual return of 6 to 7%. That's

worse than S&P 500.

Says I only make $28,000 after 20 years.

That's rubbish.

Gold is seen as safe haven asset, which

means it has lower returns but can provide

stability during economic downturns.

Well, I don't think we're going to have an

economic downturn. Didn't Ukraine actually

invade Russia? They got troops in Russia

now. That's insane. Why don't they just

march to Moscow and find Putin? If all the

Russian army is occupied in Ukraine, they

got no one left to defend Moscow. They

could just walk into Moscow with a little

battalion.

Only way to get rich as a 35-year-old is

create successful startup and sell it.

I don't need to be rich, I would just like

to make the minimum wage without having to

So I want to make $20K a year of

dividends. I would need— wouldn't I need

$200,000 invested at 10% yield?

To make $200,000, I would have to work for

10 years.

Why are you against working? Well, do you

want to work at McDonald's when you're 70

years old? I don't. I want to be relaxing.

I need to pee again.

Oh, I know what I'd do if, if my mum

sells the house and I get my share of like

£300,000. What if I buy a house

or— oh no, I get a mortgage.

And then I use part of my share to pay the

down payment and I get a mortgage and I

rent out the house. And then I get Jimbo

Jones and Sally or whatever to wage slave

and they pay my mortgage. And then I'll

just, I don't know, fly around Japan and

Thailand and then put the rest of my

money into stocks to generate income

dividends. And then I'll get my dividends

and whatever YouTube money I still make

whilst Sally and Joe pay my rent. I mean,

pay my mortgage.

And then after 10, 15 years, they would

have paid off my mortgage, and then I kick

them out. And then when I'm like 60, I

just live in my house that was paid for by

Sally and Joe.

That sounds like a good idea.

Why would she give you a share?

I'm saying if she sells the house, I'd get

a share. Obviously I'd get a share no

matter what happens, unless she hates me

for some reason. I don't think she would

though. I don't think she would hate me

because I do the gardening now. I did some

chopping. Can you see my forearms getting

bigger? And I got a tan.

I think we probably would have to sell.

Even if she never sold it and

then it passed down to me and my sister,

the inheritance tax is going to be so

much, and then my sister would probably

not want to share the house with me. I

don't know. I don't know what my sister

wants. My sister is now saying she wants

to live in Chipping Norton, which is where

Jeremy Clarkson lives with his diddly

squat farm.

Well, what if, what if me and my sister

rent out the house and then remortgage the

house and then rent it out And then

some family can live here for like £2,000

a month, and then they pay our mortgage,

and then we'll just joint own the house.

And then I'll— I don't know what I'd do,

because then I won't have a share because

we didn't sell the house. I don't know,

it's too confusing.

My sister's coming back in a few weeks. I

think she's going to Malaysia first.

Rent it out, move to cheap Asian country.

Oh my God, that would be so cool. You get

a house and you rent it out, so you're

making rental income, and then you spend

that in Asia where your pounds would

be really good.

I don't know where I would live. I would

hate to get some townhouse and then I've

got to live in a stupid UK town.

I'd be scared to go outside. I think I'll

just go back to being a digital nomad

because then I have some rental income

plus YouTube plus some stocks.

And also the property value is going to

keep going up. In 20 years, the house

might be worth £2 million.

There's just too many options. I don't

know what to do.

Check my stocks.

Do you think gold's just gonna sell off?

It's already up 6% today. I might sell

some. I don't know. It looks like it's

gonna go back down.

What do you think?

Maybe it's gonna break out of that

channel.

Damn, I'm up loads in the past 6 months.

I'm up £1,300. Look at

my portfolio in the last 6 months.

It says I'm up £1,300,

and you said you can't make money. I wish

it would show that in a percentage. It

must be like 25%, 20%.

Now zoom out.

I'm still up £840 in the last

year, so I'm up like 15%.

Tesla's really sucking. The hell?

It can't even stay above $200 now.

I don't know what

to do. Are you worried about lack

of cereal? Hmm, I think

I'm at the point in life where I'm not

obsessed with cereal. It's nice now and

then, but I'm not like, oh, I'm so

depressed because I can't get sex. I'm

more money focused now. When I was in my

20s, I was like 100% sex focused. Sex,

sex, sex, sex, sex. Now I'm more like

money, money, money, money, money.

Now I'm like business and money focused.

I think money is more satisfying than sex

because if you've got money, then you get

But you got no money, it's hard to get

sex. Because even if you got a girlfriend,

you gotta still travel to her, don't you?

And buy stuff and not be a broke loser.

What do you mean I'm not business focused?

All I ever talk about now is how to make

money and stocks and finance. I hardly

even talk about sex anymore. Back in my

early days on YouTube, all I did was talk

about sex all the time. Oh, I had sex with

this woman and that woman. I touched this

woman's bumhole and I nutted in this girl.

That's all I talked about. And now I

barely talk about it.

You've been talking about socks for 2

years and lost $20K. No, I didn't lose

anything in the last 2 years. I made,

I made like nearly £2,000. It was

the first 2 years before that I lost

nearly £20K. Number one, day trading was a

stupid idea. Don't get into day trading

unless you're willing to obsess over

stupid little lines and indicators and

stuff, which is so boring.

I hate day trading. Oh, the MACD

crossed over the RSI, Fibonacci line.

I hate day trading,

looking at the little candlestick things.

It's so dangerous as well because you've

got leverage and then you get margin

called.

And then I lost like $17K, I think. I put

£10,000 on BNGO and it went down by 60% or

something. And I put about £8,000 in

Microvision thinking it's

gonna be this revolutionary new company.

Get a job and invest. Yeah, I want

more money to put in my investment

account. I can't put any money into

it now because I've got to pay off my

debts. I could allocate

maybe £100 a month to add into my

portfolio, but that's

not much. I really want to pay off the

credit card. I'm gonna pay off Maybe

£800 on the credit card this month, get it

down to £1,800.

Yeah,

it would be good content if I just got a

job and then I got fired. And then I

ranted about job drama. Because then I

just get fired and I'd be like, whatever,

at least I got a video out of it and I

made some money before I got fired.

Why are you paying interest-free debt when

you could be paying off the overdraft? I

don't have any money to pay off the

overdraft until the end

of this month is when I get my YouTube

money. I'm £200 in overdraft,

which will be paid off as soon as I get my

YouTube money, but I don't get it.

I don't get it until 2 weeks.

I keep going into overdraft because as

soon as I get my YouTube money, I spend it

all on paying the debts off, but then I

need like a bit of extra money to buy

something And then I use the overdraft.

UK riots are getting crazy. Is it still

going on? I thought it ended.

Why use overdraft? Use the credit card.

But what's the point paying off the credit

card and then I use it again?

Seems weird.

I did have to pay interest though on the

overdraft. It was like £10. Last month

because I was overdraft about £200. I had

to pay £10 on it. That's insane.

That's like— isn't

it just 5%? I don't know anymore.

What if I get a new credit card?

But I don't really know what I wanted to

do apart from money stuff. Go back to

Asia, stay in the UK.

Get a car.

Don't know anymore.

No, gold is going back down. It seems

to be holding at 6% gains. Do you think it

holds there, or is it going to sell off?

Any new girlfriend? No,

no girlfriends.

I'm more focused on trying to make money

first. Otherwise I won't have money to do

stuff with a girlfriend.

Any goals?

I don't know. Not really. I'm just

trying to figure out what to invest in or

what to do with money. If I get some

money, what should I do with it? I don't

want to blow it, get a Tesla or something.

That'll be silly. What happened

with Thai girl?

She blocked me. She said she's gonna look

for someone who loves her and doesn't

cheat on her. Can't really argue

with that. I can't say I didn't cheat on

you because I did.

Maybe there was no future in it though.

Can you imagine me getting married again

though and living in Thailand? And then

she was saying stuff like in 5 years she

wants to leave Bangkok and move back to

her mum's village. So then

I got to live in Timbuktu, middle of

nowhere jungle village in northern

Thailand. That would

be so rubbish. Maybe if it was in Bangkok,

I could see myself in a nice condo,

50 years old or something, but in like

middle of nowhere, tiny little village,

no McDonald's, no Amazon. I don't

think I could live like that. I don't want

to live in the middle of nowhere jungle in

Thailand.

So when she said that, that really felt

like a red flag. I can understand she

wants to live with her mom or nearby her

mom. She was only living in

Bangkok because of me. She was actually

living in Ayutthaya, which is like an

hour's drive outside of Bangkok, north of

Bangkok. But she, she bought a house and

got a job and everything to like set up

her new life in Ayutthaya, and then she

met me, and then she ends up completely

changing her whole life plan. She quits

her job in Ayutthaya so she can come and

get a job in Bangkok. She ditches her

house to get a condo with me in Bangkok

and then rents it out instead of living in

the house. That's why I felt kind of bad.

It's like she completely changed her whole

life to adjust it for me.

She really wanted to be with me.

But I just found it hard to picture a

future living in Thailand like that.

Every time we went out of Bangkok, I hated

it. I thought, what is this place? Why

does it look like a scorched, barren

wasteland of nothing? Why is it so ugly?

The countryside in Japan and the UK is so

beautiful. Not in Thailand, though. Have

you ever been in Thailand outside of

Bangkok? It's all ugly. It looks under—

like no development. Everywhere's falling

apart. Everywhere looks scorched and dead

And the people, they all look poor, like

they live on the roadside selling

coconuts. And there's packs of stray dogs

everywhere. It just feels bad. It's like

you go from living in Bangkok, which is

like first world country, and then you

leave Bangkok and it's like, oh, Here's

the third world country. Phuket was

rubbish, hated it. Full of scammers

from Myanmar trying to sell you coconuts.

Khao Yai was okay, I guess, but I wouldn't

want to live there. It's like a mountain

range with elephants. I didn't like

anywhere. I went to Kanchanaburi where the

Japanese built that railway. It just felt

sad, like a desert,

mountainous wasteland.

And then south you got all the island

stuff. I didn't like the islands.

Pattaya was rubbish. Hated it. Like sandy,

dusty, town's ugly,

all the overhead cables, all the buildings

look ugly, like destroyed by the

sun. It's just ugly country apart from

Bangkok. I just like Bangkok. But then she

said she's gonna want to leave Bangkok at

some point in the future to live near her

mum. And I went to her mum's town,

village, and it's rubbish. It's like a

little horrible rundown falling

apart town with no McDonald's, no modern

stuff, just Thai

people. And it's very near to

the border of Myanmar, which I did not

like.

Yeah, I just felt depressed at the idea of

living in Thailand unless

it was in Bangkok in a nice condo. If

there's no McDonald's nearby, you know

you're in the middle of nowhere.

Timbuktu, the boonies, the boondocks.

I feel sad though, cuz it's

not that she was a bad partner, it's just

all the other stuff was bad, like the

country and her life future plans.

And other stuff.

You think she was a bad partner? I don't

know, I thought she was quite a good

partner. Just the money

stuff was also annoying. Like, she kept

trying to get me to pay for stuff. For

example, her car would have damage and she

needed to repair it, and then she would

ask me for the money. I remember her car

had a problem. She asked me for like £200

and I refused, and then we nearly broke up

over that. And she said, if you really

loved me, you would help me. I said,

why do I have to pay for your car?

It's your car, it's not my car.

And she drove really badly.

I had never seen such bad driving in my

entire life, and she wouldn't listen. I

kept saying, stop braking so harshly,

you're gonna wear out the brake pads.

Wear your seatbelt. She wouldn't wear her

seatbelt. I had to keep telling her, put

your seatbelt on, because it gave me

anxiety. I was taught from a young age,

as soon as you get in the car, first thing

you do, you put on the seatbelt. She would

never wear the seatbelt. I don't get it.

You got all these lucky charms. In

Thailand, they do this thing where they

put chalk on the roof of the driver's seat

to protect them, and they dangle little

Buddhas. They got like a little Buddha on

the dashboard to protect them, but they

won't put on the seatbelt. Which is

actually going to protect them, not this

stupid charm stuff.

They don't make any sense in Thailand.

Like, they'll wear the face mask because

they're scared of COVID but then they

drive like maniacs on the road, not

wearing seatbelts or indicating, no proper

driving etiquette. It's like they don't

care if they're going to crash because

they're protected by the Buddha.

It's so contradictory made

me laugh though. Like, they got zero logic

over there. They're so scared of airborne

viruses and stuff when they're walking

around in this heavily polluted city where

you're not going to be protected from the

particles unless you wear gas masks.

They would change lanes They put on the

blinkers for half a second, or they would

change lanes whilst putting the indicators

on. How are you supposed to know you're

going to change lanes like that? Worst

driving I've ever seen in Thailand. It

triggered me so much after just passing my

driving test.

I see like a family of 4 on the back of a

moped. Why don't

they just get a car? How do they not have

enough money to buy a car, but they've got

enough money to have a family? That makes

no sense. I think if you can't afford to

buy a car, you won't be able to afford to

You got zero net worth? I got assets,

don't need net worth. Don't need money.

What's the point saving money when they

keep printing the money? You put your

money in the bank account and it's just

being printed and it's being used by the

banks to make risky investments on your

behalf. I mean, not on your behalf, but at

your risk. The bank screws up and loses

the money and then you're screwed. Get a

Lehman Brothers financial crisis.

If you put the money in the bank, even in

savings account, Your money is not really

there. You're basically just loaning the

money to the bank at a terrible interest

rate when you could be using the money,

putting it somewhere else,

like assets.

I don't have money because I don't believe

in money. I have hard assets like gold

mines and, uh, China ETFs and

treasury bills.

Yeah, I really gotta get rid of that China

ETF. That thing sucks.

Yeah, I've got £8,000 of assets actually

generating me 2% dividend yield.

I will use debt to build my assets.

Yeah, maybe I take a trip to America,

have a look at my Barrick gold mine,

say hello, I am a shareholder. I have 300

shares. I would like to inspect the

facilities.

I own part of the mine.

Your biggest fan is here. Who?

You reminded me of this now. Oh, that's so

good. Goddamn, it's hot today. It's like

30 degrees, almost like Thailand.

What happened to my crypto? I'm still

buying £2 a day. I've got about £280 now,

but it's down about 5%.

Bitcoin struggling to stay above £60K.

Oh, it broke £60K now. It's back up.

Nice. Gold is still

not setting off.

Maybe I sell a bit of gold to buy a car,

but Robert Kiyosaki would not approve

selling hard asset to buy a liability.

My mum looks like she's gonna have a heat

stroke or something. I thought she's from

Malaysia, how's she not coping with it

well? At this point my mum's more British

than Malaysian, and she's been in this

country longer than she's been in

Malaysia.

Tesla's got air conditioning, I'll just

sit in the Tesla. Hiding from the 30

degrees heat. Plug it into the solar

panels. I'll just yank off the solar panel

from the cabin, put one on top of the— on

top of the roof of the Tesla.

Car's net asset if you use it to make more

money. Yeah, but I wouldn't. What would I

do with the car to make money? If I get a

job, then the car would be helping me make

money, wouldn't it? But then I could just

get a cheap rubbish car. Unless I drove

a lot, and then the savings on the EV

saves me money from buying petrol.

But then that would take how many years to

break even on the savings?

Even an EV is like an investment, isn't

it?

Why isn't her English better? I don't

know. She makes the same mistakes decade

I don't know why she doesn't try to fix

certain things.

Fine, I won't get the Tesla until I'm

making good money with my assets.

I've got to make my assets pay for my

liabilities. That's the Robert way.

I need to get 5 rental properties and then

they basically work for me. All the people

living in my properties would be working

to pay me. I'm like their boss. Being a

landlord sounds kind of cool. It's like

you're the god, basically.

I could kick them out and then they'll be

homeless. Ahaha, they'll be paying for

my life. I get like 5,000 rental income

after you pay off the mortgage, then it's

all passive income, isn't it? It's all

profit. It will take like 15 years to pay

off the mortgage though.

And then my tenants will buy my Tesla for

me. That's the dream, isn't it? The dream

is you don't work, you get other people to

work for you, and they pay for your

lifestyle. God, that'd be so sweet.

That's basically what I'm doing now with

my stocks. All the little people working

at Barrick Gold, working hard for my

investment to go up.

It's just more indirect. It would be more

direct if I'm getting rental income.

It's not a crazy fantasy. I'm gonna do it.

I'm gonna get a mortgage, $20,000 down

payment, $100K property.

Yeah, I'll get a little flat, 2-bedroom

flat in Margate, and then I'll drive my

car there to inspect the property. And

then, I don't know, pay 5K, renovate it.

Maybe Dave Gibson can do some labor.

My mum will make him roast dinner,

do some plumbing. Nigga, hey Daniel,

great channel. Don't say N-word,

that's bad.

Where's the money coming from? Yeah,

that's the problem. I need like 30k really

for the down payment, fees, solicitors,

insurance,

and then the management company is going

to manage it for me, so I've got to pay

No, I haven't inherited the house yet.

One day.

Show us £100K properties. There's loads.

Go to Rightmove. And then just put, uh,

maximum price 100K.

Yeah, I know there's insurance, property

tax, council tax, landlord insurance.

But that should be— if you calculate it

properly, the rental income should cover

all that. It should at least break even.

It doesn't really matter if you're making

a profit at first. You just want to make

sure you're not making a loss. And then

after 10, 12 years, they would pay off the

mortgage and then you would have the

house. You won't have to pay mortgage

anymore, and then any rental income you

get would be net profit, wouldn't it? But

then I'll be like 50 years old. But at

least when I'm 50, I've got my own