My Investment Portfolio 2020 [PlFtoJRPrDY]

Last year, when I lost my father, I

received quite a lot of money from his

life insurance payout. And up until now,

I haven't really known what to do with

that money. It's just been sitting in my

bank account without even being touched.

I haven't touched a penny of the

inheritance money, unlike what most people

seem to think. A lot of people seem to

think that I'm using the money I inherited

from my dad to live off of, because for

some reason people don't seem to

understand that I make money off of

YouTube and OnlyFans, and that's what

supports me. That's how I buy my food,

that's how I pay my rent, and that's how

I've been living since 2017. I haven't had

to inherit any money to survive. I haven't

had to ask my mum to give me money.

So I opened a new bank account as soon as

I got that money, And that's where it's

been ever since, completely separate to my

own money. And I haven't really known what

to do with the money since I got it up

until now. I've always wanted to invest it

in something so I could make more money

from the money. If I just have it sitting

in my bank account, it's not really doing

anything and it's not growing and it's

kind of pointless. What's the point of

having money if it's not being put towards

anything? And I finally found something to

put the money towards. The bad thing is

I'm not sure if this was a good idea and

I'm not entirely sure what I'm doing, and

I might have ended up wasting half of the

money that I inherited. So I kind of have

this new hobby recently, and that is the

stock market and investing in companies.

And I finally found an app that made it

seem simple and easy to understand because

I've always been interested in it, but it

seemed really confusing and complicated

and hard to understand until now. So this

app that I'm using is pretty good, and

I've actually put £15,000 of my own money

So that's about $20,000. And I think I've

chosen some decent companies, but then

maybe I've also chosen some not very good

companies. Okay, so this is my stock

investing portfolio. As you can see, I

have 2 accounts on this app called

Freetrade. My first account is this one.

I put in £2,000 initially and

I've actually lost £49. And on my

second account, I made a new one, a stocks

and shares ISA, and I put a total of

£12,000 on that one, and I'm

currently down by £471 since

I began investing. So first of all, let me

show you my first account. I'm down £46,

and it's quite a good app. You've got this

green line that shows you how well your

investments are doing, and then if we go

down, you can see which companies I have

invested in. So as you can see,

I have chosen Netflix, FedEx,

Pinterest, AMD, Newmont,

and I got this free share because I

accepted an invite link. And when you join

the app using someone's invite link, you

both get one free share. And I got

Frontline as my free share. They have not

been doing well actually, they've dropped

quite a lot, but I don't care because it's

a free share and they are A company that

specializes in shipping oil and owns one

of the largest fleets of oil tankers in

the world. Yeah, I don't think the oil

industry is doing too well right now

because of the you know what. So as you

can see, Pinterest is my best performing

stock, and I would actually make— I

would make £63 profit if I

sold all of my shares. I have 9.4 shares

and Pinterest was the first one I bought

because I just Googled, what are some good

stocks to invest in right now? And

Pinterest was one of them in this guy's

article. And I thought, oh, I guess that

kind of makes sense. I'll put 10— I'll buy

10 shares of interest. I mean, Pinterest.

And I kind of regretted it because I

didn't think they were doing very well

until recently. They suddenly— suddenly

they shot up. You can see here.

And now I would actually make a nice

little profit of £63 if I sold. I also got

FedEx. They've gone up. By a

few percent, so I'd make £10 if I sold my

FedEx shares. They've been doing quite

well, and I bought FedEx because I

thought, well, Christmas is coming soon

and they're a delivery company, surely

they'll be going up when Christmas comes.

I got Netflix because I thought Netflix

would be going up because everyone's stuck

at home in lockdowns, and I thought

everyone would be watching more Netflix.

But for some reason, Netflix has just

completely gone down a lot and I've made a

loss of £100, so not good. Hopefully they

go back up. I think it's because they made

this movie called Cuties about little

girls and a lot of people didn't like that

movie, whining about it being

inappropriate, so they unsubscribed and

now the value of Netflix is going down, I

think. Okay, so I've also got AMD because

I thought they would be good. They make,

uh, computer chips and computer

processors, but They just keep going down.

Only recently they've started going up

again, but I've lost £8 on that one. And I

just randomly got this gold mining company

because I thought, well, gold sounds nice,

maybe people want gold. But I've lost

£3.56,

so they aren't doing too well. Hopefully

they go back up later. So that was the

portfolio on my first account. As you can

see Um, I'm actually down 2%,

2.67%. And you can see sectors, I've got

45% in the entertainment sector,

29% in the tech sector, 20% in logistics.

And you can even compare your portfolio to

the FTSE, which is, um,

it's an ETF that includes thousands of

other companies all around the world. So

compared to the FTSE, my portfolio has

done slightly worse.

-2.28%, whereas the FTSE, if I put all

this money into the FTSE, I would have

only lost 1.53%. So not too bad

considering I'm a newbie at this. I don't

think my portfolio has done that badly

when compared against 3,000 companies

across the world. So if we go across my

main account, which I currently have

£12,000 invested in, which is Nearly

$15,000. Um,

not doing so well. I'm actually down 8% if

you compare it to the FTSE. Yeah, my

portfolio is doing way worse than the

FTSE, and I've got most

of it in tech, 65% in tech, and I've got

20% in cash because I don't know what to

do with it yet. I still haven't chosen

what to invest in next. So these are the

companies I've invested in. I've got

£5,000 in Amazon stocks, and that

was a big mistake because I bought it when

it was $3,300. As soon as I bought it,

it suddenly dropped to as low as $3,170.

It's going up a bit now, but I've

currently made a loss of £170. Hopefully

it goes up. It's Amazon. Christmas is

coming, so maybe it will go up. And I got

Zoom because Zoom was doing really,

really well and everyone's using it

because they're working from home. But

then as soon as I got, got it, they just

dropped. Look at this, look at this drop.

Not good. So Zoom has lost me £184.

Hopefully they go up as well. I also got

Apple because I love Apple. This is an

Apple iPad, one of my favorite companies,

and I thought they'd be doing really well,

but they just are not. Look, I bought it

at £121 one, and they've just dropped

since I bought my shares. So Apple has

cost me £33.99— I mean

pennies. Hopefully they go back up, but

they're just going down and down and down

all the time. And then I got this brand,

this company called Altria. They make

tobacco products like Marlboro, and I got

them because they've got a really good

dividend yield of 8.8%. That means they

pay you the shareholder 8.8% of

the value of the share 4 times

a year. So I've got how many shares? I've

got 13, 12.96 shares, and I

got this company because I wanted the

dividend payout, but they keep going down

as well. I thought, well, people are still

going to be smoking well into the future.

Smoking's not going to go anywhere.

Anytime soon, but they're not doing too

well either. My next one is ExxonMobil,

and they're this massive oil company. I

got them because they also have really

good dividends, 10% dividend yield.

Um, they've gone up 0.8%,

so I've gained £2.

Next I have IBM. I got them because they

also have good dividend yield, 5.62%,

but then they also kind of really dropped

recently. I'm not sure why.

Yeah, they've, they've done pretty badly

and they've lost me £25. Next on

my list, I got this one, Enterprise

Products, because they have a really good

dividend of 10.1%. And I've actually

gained 89p, so that's good. But I don't

want to sell these guys. The ones with

high dividend yields I intended to hold on

to forever, basically.

And the plan is I just keep investing more

and buying more of their shares to get

more dividends. Uh, next I have 3M.

Oh wait, go back to Enterprise Products.

They are a company that

operates gas and oil pipelines. So they,

they transport the oil and the gas from

other companies. Other companies pay them

to use their pipelines. So quite a good

company, I think. And I got 3M.

I got, uh, 2 shares

in 3M. They make face masks and stuff

like that, but they've only gone up by a

pound, so not very good. And I've

got AT&T. They also have a really good

dividend of 7.48%, but they haven't been

doing very well recently. Look at this,

dropped, and then just they keep dropping.

And I just got some small shares in these

random companies just for fun. I got

Greatland Gold, they do gold mining.

I got Greencoat UK, they are a wind power

trust. And I've got BP and Pfizer.

Pfizer are developing a vaccine for the

you-know-what, so I thought if the vaccine

is successful, the share value might go up

a lot. And yeah, those are all the

companies I have. Let me know what you

think. Which ones should I keep? Which

should I remove? Some people say Exxon's

not a good idea because we're moving into

a future of renewable energy and investing

in the oil industry doesn't seem to be a

good idea, but I think Exxon have a lot of

money and They're still going to be around

for a long time. They're not going to make

as much money as they used to, but I still

think they're going to be a pretty good

company to rely on. And then these are the

companies I'm interested in. Tesla is one

I've been keeping my eye on. People say a

lot of good things about Tesla, and yeah,

I think Tesla are going to be really big

in the future, but the share value is just

so expensive. I'm waiting for them to go

down Before I buy some Tesla shares.

Also interested in Coca-Cola for dividends

and maybe Valero, but they're also oil

refining. They have a good dividend.

Uh, what else would be good? Maybe

Verizon. I'm not sure. I've got £2,200 in

my account that I can invest in something

new. Thinking of maybe Tesla when

it goes down a bit, or maybe an S&P 500 or

one of these high dividend yield index

funds. That might be a good one to go for

if I want dividend income. Or maybe this

one, SolarEdge. They're making solar

panels. Maybe they'll do good in the

future. They've gone up quite a lot

recently. And then I

have another £1,000 in this different app

called eToro. And the reason why I have

some money in that app is because that

app's interesting. You can do normal

trading just like this app, but then you

can also copy other people's portfolios.

You have these trusted professional

investors who are signed up as eToro

investors, and then you can see what

they're investing in and then just 100%

copy the portfolio. So basically it's like

giving them money, trusting them with your

money, and hopefully they will make you

money. And if they lose money, then you

lose money. If they gain money, you gain

money, and they manage their portfolio and

you don't have to do anything. I don't

really like that way of doing it because I

prefer to be more hands-on and involved,

and I like to personally pick which

companies to invest in. That makes it more

entertaining, more interesting for me. If

I just give my money to someone else and

let them do all the work, then yeah, it's

easy. But it's less fun.

So yeah, that's what I've been doing with

my dad's inheritance money. Hopefully in

the future this money will go up and stop

going down. Maybe I need to readjust some

of the companies I'm invested in.