Recording
How I Retired At Age 27 [dHhUpaYCpyA]
2021-12-13 · 8 min
Machine transcript · wording, timing and speaker attribution may be wrong
Wording, speaker labels, and timestamps can still be wrong. A transcript does not establish that statements in the recording are factual. Use the source links and surrounding context.
Source information & transcript revisions
Transcript revisions
- rev_96f25d8295389e0efcc4c86837cc54fcMachine-generated and unreviewed; may be wrong; not a verified quotation.enraw_asractive187 segments
Transcript
Hello, today I would like to talk about
Segment details
0:00–0:02 · rev_96f25d8295389e0efcc4c86837cc54fc_0how I retired at age 27 and managed to
Segment details
0:02–0:06 · rev_96f25d8295389e0efcc4c86837cc54fc_1become financially free and independent.
Segment details
0:06–0:08 · rev_96f25d8295389e0efcc4c86837cc54fc_2I'd like to share my life philosophies
Segment details
0:08–0:10 · rev_96f25d8295389e0efcc4c86837cc54fc_3when it comes to money and financial
Segment details
0:11–0:13 · rev_96f25d8295389e0efcc4c86837cc54fc_4freedom and building online businesses.
Segment details
0:13–0:16 · rev_96f25d8295389e0efcc4c86837cc54fc_5Something I've noticed over the years is
Segment details
0:16–0:18 · rev_96f25d8295389e0efcc4c86837cc54fc_6that lots of people always ask in my
Segment details
0:19–0:22 · rev_96f25d8295389e0efcc4c86837cc54fc_7comment section, how come he doesn't have
Segment details
0:22–0:24 · rev_96f25d8295389e0efcc4c86837cc54fc_8to work? How come he doesn't get a job?
Segment details
0:24–0:26 · rev_96f25d8295389e0efcc4c86837cc54fc_9And how does he pay for his lifestyle? So
Segment details
0:26–0:29 · rev_96f25d8295389e0efcc4c86837cc54fc_10basically, I've been retired now since
Segment details
0:29–0:32 · rev_96f25d8295389e0efcc4c86837cc54fc_112017. That was the last time I
Segment details
0:32–0:36 · rev_96f25d8295389e0efcc4c86837cc54fc_12had a proper job where I was an employee
Segment details
0:36–0:39 · rev_96f25d8295389e0efcc4c86837cc54fc_13at a company and I had a contract and they
Segment details
0:39–0:42 · rev_96f25d8295389e0efcc4c86837cc54fc_14paid me a monthly wage. And that was the
Segment details
0:42–0:45 · rev_96f25d8295389e0efcc4c86837cc54fc_15last time I was ever employed by a
Segment details
0:45–0:48 · rev_96f25d8295389e0efcc4c86837cc54fc_16company. So you might be asking, how have
Segment details
0:48–0:50 · rev_96f25d8295389e0efcc4c86837cc54fc_17I been paying for things? For the last 4
Segment details
0:50–0:53 · rev_96f25d8295389e0efcc4c86837cc54fc_18years if I haven't had a job in the last 4
Segment details
0:54–0:55 · rev_96f25d8295389e0efcc4c86837cc54fc_19years? Well, that is a very interesting
Segment details
0:56–0:58 · rev_96f25d8295389e0efcc4c86837cc54fc_20question. So I started my journey on the
Segment details
0:58–1:00 · rev_96f25d8295389e0efcc4c86837cc54fc_21path of entrepreneurship at a fairly young
Segment details
1:01–1:03 · rev_96f25d8295389e0efcc4c86837cc54fc_22age. I think I started my first online
Segment details
1:04–1:06 · rev_96f25d8295389e0efcc4c86837cc54fc_23business when I was about 18 or 17. When
Segment details
1:07–1:10 · rev_96f25d8295389e0efcc4c86837cc54fc_24other people my age were out clubbing and
Segment details
1:10–1:12 · rev_96f25d8295389e0efcc4c86837cc54fc_25drinking alcoholic drinks and having a
Segment details
1:12–1:15 · rev_96f25d8295389e0efcc4c86837cc54fc_26good time with ladies, I was working
Segment details
1:15–1:17 · rev_96f25d8295389e0efcc4c86837cc54fc_27really, really hard in order to find out
Segment details
1:18–1:20 · rev_96f25d8295389e0efcc4c86837cc54fc_28how can I make money using the internet
Segment details
1:20–1:22 · rev_96f25d8295389e0efcc4c86837cc54fc_29and my skills. I had to sacrifice my youth
Segment details
1:23–1:26 · rev_96f25d8295389e0efcc4c86837cc54fc_30and my teenage years when I could have
Segment details
1:26–1:28 · rev_96f25d8295389e0efcc4c86837cc54fc_31been out there clubbing and drinking and
Segment details
1:28–1:30 · rev_96f25d8295389e0efcc4c86837cc54fc_32having a good time as well. I decided to
Segment details
1:30–1:32 · rev_96f25d8295389e0efcc4c86837cc54fc_33sacrifice all of that in order to pursue
Segment details
1:32–1:35 · rev_96f25d8295389e0efcc4c86837cc54fc_34my dreams of becoming an online
Segment details
1:36–1:37 · rev_96f25d8295389e0efcc4c86837cc54fc_35entrepreneur. And one of my life mottos
Segment details
1:37–1:40 · rev_96f25d8295389e0efcc4c86837cc54fc_36that I stick by even to this day is, if
Segment details
1:40–1:43 · rev_96f25d8295389e0efcc4c86837cc54fc_37you don't make sacrifices for your dreams,
Segment details
1:43–1:45 · rev_96f25d8295389e0efcc4c86837cc54fc_38your dreams become sacrifices. And I
Segment details
1:46–1:48 · rev_96f25d8295389e0efcc4c86837cc54fc_39learned from a very young age that I
Segment details
1:48–1:51 · rev_96f25d8295389e0efcc4c86837cc54fc_40didn't like having to live my life by
Segment details
1:51–1:53 · rev_96f25d8295389e0efcc4c86837cc54fc_41other people's schedule. I didn't like
Segment details
1:53–1:55 · rev_96f25d8295389e0efcc4c86837cc54fc_42having to wake up early in the morning to
Segment details
1:55–1:57 · rev_96f25d8295389e0efcc4c86837cc54fc_43go and go to a place that I had to either
Segment details
1:57–2:00 · rev_96f25d8295389e0efcc4c86837cc54fc_44study in or work in. I wanted to have
Segment details
2:00–2:02 · rev_96f25d8295389e0efcc4c86837cc54fc_45ultimate freedom. I wanted to be able to
Segment details
2:02–2:05 · rev_96f25d8295389e0efcc4c86837cc54fc_46live my life how I wanted to live it. I
Segment details
2:05–2:08 · rev_96f25d8295389e0efcc4c86837cc54fc_47saw all these other people waking up early
Segment details
2:08–2:10 · rev_96f25d8295389e0efcc4c86837cc54fc_48in the morning and getting into their cars
Segment details
2:10–2:12 · rev_96f25d8295389e0efcc4c86837cc54fc_49and being stuck in traffic jams and having
Segment details
2:12–2:14 · rev_96f25d8295389e0efcc4c86837cc54fc_50to go to work and be there at 9 AM every
Segment details
2:14–2:17 · rev_96f25d8295389e0efcc4c86837cc54fc_51morning. And I thought to myself, I don't
Segment details
2:18–2:20 · rev_96f25d8295389e0efcc4c86837cc54fc_52really want to live like that. I want to
Segment details
2:20–2:21 · rev_96f25d8295389e0efcc4c86837cc54fc_53live my life how I want to live it. I want
Segment details
2:22–2:23 · rev_96f25d8295389e0efcc4c86837cc54fc_54to wake up at 10 AM in the morning. I
Segment details
2:24–2:26 · rev_96f25d8295389e0efcc4c86837cc54fc_55don't want to be stuck in a traffic jam.
Segment details
2:26–2:27 · rev_96f25d8295389e0efcc4c86837cc54fc_56I don't want to have to go outside and go
Segment details
2:28–2:30 · rev_96f25d8295389e0efcc4c86837cc54fc_57to some office if I didn't really want to.
Segment details
2:30–2:32 · rev_96f25d8295389e0efcc4c86837cc54fc_58So at the young age of 18, I decided that
Segment details
2:33–2:36 · rev_96f25d8295389e0efcc4c86837cc54fc_59I wanted to have online businesses that
Segment details
2:36–2:39 · rev_96f25d8295389e0efcc4c86837cc54fc_60would bring in revenue for me. My biggest
Segment details
2:39–2:42 · rev_96f25d8295389e0efcc4c86837cc54fc_61dream in life has always been to be able
Segment details
2:42–2:43 · rev_96f25d8295389e0efcc4c86837cc54fc_62to make money from the comfort of my
Segment details
2:44–2:46 · rev_96f25d8295389e0efcc4c86837cc54fc_63bedroom and my computer. And 14 years
Segment details
2:46–2:49 · rev_96f25d8295389e0efcc4c86837cc54fc_64later, I guess you could say that I am
Segment details
2:49–2:51 · rev_96f25d8295389e0efcc4c86837cc54fc_65enjoying the fruits of my harvest. My
Segment details
2:51–2:54 · rev_96f25d8295389e0efcc4c86837cc54fc_66first ever online business was an eBay
Segment details
2:55–2:56 · rev_96f25d8295389e0efcc4c86837cc54fc_67shop that I personally set up and built
Segment details
2:57–2:59 · rev_96f25d8295389e0efcc4c86837cc54fc_68from the ground up. And on my first eBay
Segment details
2:59–3:02 · rev_96f25d8295389e0efcc4c86837cc54fc_69shop, I used to sell these children's
Segment details
3:02–3:04 · rev_96f25d8295389e0efcc4c86837cc54fc_70watches and stationery, and I would use my
Segment details
3:04–3:07 · rev_96f25d8295389e0efcc4c86837cc54fc_71business knowledge that I learned from my
Segment details
3:07–3:09 · rev_96f25d8295389e0efcc4c86837cc54fc_72favorite TV show Dragon's Den to
Segment details
3:09–3:12 · rev_96f25d8295389e0efcc4c86837cc54fc_73ruthlessly undercut my competition. And it
Segment details
3:12–3:15 · rev_96f25d8295389e0efcc4c86837cc54fc_74wasn't easy in the beginning. I was living
Segment details
3:15–3:17 · rev_96f25d8295389e0efcc4c86837cc54fc_75with my parents at the time, and I wasn't
Segment details
3:17–3:19 · rev_96f25d8295389e0efcc4c86837cc54fc_76working any other jobs. My dad would come
Segment details
3:19–3:21 · rev_96f25d8295389e0efcc4c86837cc54fc_77home from work tired and stressed out,
Segment details
3:21–3:24 · rev_96f25d8295389e0efcc4c86837cc54fc_78and I remember he used to get annoyed with
Segment details
3:24–3:26 · rev_96f25d8295389e0efcc4c86837cc54fc_79me because I wasn't really making a lot of
Segment details
3:26–3:29 · rev_96f25d8295389e0efcc4c86837cc54fc_80money from my eBay shop. And one time he
Segment details
3:29–3:32 · rev_96f25d8295389e0efcc4c86837cc54fc_81came home and said, I'm fed up that I have
Segment details
3:32–3:35 · rev_96f25d8295389e0efcc4c86837cc54fc_82to work so long and so hard every day
Segment details
3:35–3:37 · rev_96f25d8295389e0efcc4c86837cc54fc_83whilst you just sit in your bedroom making
Segment details
3:37–3:39 · rev_96f25d8295389e0efcc4c86837cc54fc_8450p an hour. And when he said that to me,
Segment details
3:39–3:41 · rev_96f25d8295389e0efcc4c86837cc54fc_85I just, I felt so sad and it really hurt
Segment details
3:41–3:44 · rev_96f25d8295389e0efcc4c86837cc54fc_86me. And even to this day, I remember it
Segment details
3:44–3:46 · rev_96f25d8295389e0efcc4c86837cc54fc_87very clearly. I found it very upsetting
Segment details
3:46–3:49 · rev_96f25d8295389e0efcc4c86837cc54fc_88because it was my dream to be able to make
Segment details
3:49–3:51 · rev_96f25d8295389e0efcc4c86837cc54fc_89money off the internet. And even though my
Segment details
3:51–3:53 · rev_96f25d8295389e0efcc4c86837cc54fc_90eBay shop wasn't making loads of money, I
Segment details
3:53–3:56 · rev_96f25d8295389e0efcc4c86837cc54fc_91felt proud that I managed to find a way to
Segment details
3:56–3:59 · rev_96f25d8295389e0efcc4c86837cc54fc_92make some profits off of the internet.
Segment details
3:59–4:01 · rev_96f25d8295389e0efcc4c86837cc54fc_93And he just wasn't very supportive or
Segment details
4:01–4:04 · rev_96f25d8295389e0efcc4c86837cc54fc_94encouraging. I remember when my eBay shop
Segment details
4:05–4:07 · rev_96f25d8295389e0efcc4c86837cc54fc_95first made about £50 in a month,
Segment details
4:08–4:10 · rev_96f25d8295389e0efcc4c86837cc54fc_96and I felt so happy. I felt like I
Segment details
4:11–4:14 · rev_96f25d8295389e0efcc4c86837cc54fc_97did something good, and then he came home
Segment details
4:14–4:16 · rev_96f25d8295389e0efcc4c86837cc54fc_98and he was just angry at me. I just felt
Segment details
4:17–4:20 · rev_96f25d8295389e0efcc4c86837cc54fc_99like I worked so hard on that eBay shop
Segment details
4:21–4:23 · rev_96f25d8295389e0efcc4c86837cc54fc_100trying to make money, trying to turn a
Segment details
4:23–4:24 · rev_96f25d8295389e0efcc4c86837cc54fc_101and he was just not not encouraging or
Segment details
4:28–4:31 · rev_96f25d8295389e0efcc4c86837cc54fc_102supportive. He just wanted me to go and
Segment details
4:31–4:33 · rev_96f25d8295389e0efcc4c86837cc54fc_103get a job, anything. Working in a bar, in
Segment details
4:34–4:37 · rev_96f25d8295389e0efcc4c86837cc54fc_104a restaurant, in a petrol station. Just,
Segment details
4:37–4:39 · rev_96f25d8295389e0efcc4c86837cc54fc_105he just wanted me to, to get out there and
Segment details
4:39–4:42 · rev_96f25d8295389e0efcc4c86837cc54fc_106have a proper job instead of trying to
Segment details
4:43–4:45 · rev_96f25d8295389e0efcc4c86837cc54fc_107focus on my dreams of trying to become an
Segment details
4:45–4:47 · rev_96f25d8295389e0efcc4c86837cc54fc_108online internet entrepreneur. And that is
Segment details
4:47–4:50 · rev_96f25d8295389e0efcc4c86837cc54fc_109one of the biggest problems. That's the
Segment details
4:51–4:52 · rev_96f25d8295389e0efcc4c86837cc54fc_110biggest challenge you face when you want
Segment details
4:53–4:55 · rev_96f25d8295389e0efcc4c86837cc54fc_111to be an entrepreneur. Is everyone around
Segment details
4:55–4:58 · rev_96f25d8295389e0efcc4c86837cc54fc_112you is gonna laugh at you and not believe
Segment details
4:58–5:01 · rev_96f25d8295389e0efcc4c86837cc54fc_113in you and tell you it's gonna fail.
Segment details
5:02–5:03 · rev_96f25d8295389e0efcc4c86837cc54fc_114You've got to put up with so much
Segment details
5:04–5:06 · rev_96f25d8295389e0efcc4c86837cc54fc_115negativity from everyone around you, even
Segment details
5:06–5:08 · rev_96f25d8295389e0efcc4c86837cc54fc_116your family, your friends. They— it's
Segment details
5:08–5:12 · rev_96f25d8295389e0efcc4c86837cc54fc_117like they're not supportive, or they think
Segment details
5:12–5:14 · rev_96f25d8295389e0efcc4c86837cc54fc_118you're gonna fail. They kind of want you
Segment details
5:14–5:16 · rev_96f25d8295389e0efcc4c86837cc54fc_119to fail so you give up and get a job. And
Segment details
5:17–5:20 · rev_96f25d8295389e0efcc4c86837cc54fc_120when your own parents don't even give you
Segment details
5:20–5:23 · rev_96f25d8295389e0efcc4c86837cc54fc_121emotional support and they're not
Segment details
5:23–5:24 · rev_96f25d8295389e0efcc4c86837cc54fc_122encouraging, it's, it's really tough.
Segment details
5:25–5:28 · rev_96f25d8295389e0efcc4c86837cc54fc_123I think the sad thing is a lot of people
Segment details
5:29–5:31 · rev_96f25d8295389e0efcc4c86837cc54fc_124give up because they cave in from all
Segment details
5:31–5:34 · rev_96f25d8295389e0efcc4c86837cc54fc_125of this negativity coming in from all of
Segment details
5:34–5:37 · rev_96f25d8295389e0efcc4c86837cc54fc_126the people they know around them. And I
Segment details
5:37–5:39 · rev_96f25d8295389e0efcc4c86837cc54fc_127think that's part of the reason why I
Segment details
5:39–5:41 · rev_96f25d8295389e0efcc4c86837cc54fc_128don't really want friends, or I isolate
Segment details
5:41–5:43 · rev_96f25d8295389e0efcc4c86837cc54fc_129myself away from people, because I don't
Segment details
5:44–5:45 · rev_96f25d8295389e0efcc4c86837cc54fc_130want to be influenced by their negative
Segment details
5:45–5:47 · rev_96f25d8295389e0efcc4c86837cc54fc_131thinking. I remember when I worked at the
Segment details
5:47–5:49 · rev_96f25d8295389e0efcc4c86837cc54fc_132petrol station and I told my coworker that
Segment details
5:50–5:52 · rev_96f25d8295389e0efcc4c86837cc54fc_133I wanted to make YouTube videos and I
Segment details
5:52–5:54 · rev_96f25d8295389e0efcc4c86837cc54fc_134wanted to make vlogs, and he laughed at me
Segment details
5:55–5:57 · rev_96f25d8295389e0efcc4c86837cc54fc_135and mocked me. He said it was a silly idea
Segment details
5:57–6:00 · rev_96f25d8295389e0efcc4c86837cc54fc_136and it would never make any money. Some
Segment details
6:00–6:02 · rev_96f25d8295389e0efcc4c86837cc54fc_137people are just so negative. They'll try
Segment details
6:03–6:04 · rev_96f25d8295389e0efcc4c86837cc54fc_138and bring you down, they'll laugh at your
Segment details
6:05–6:06 · rev_96f25d8295389e0efcc4c86837cc54fc_139ideas, and it's, it's like they just want
Segment details
6:06–6:09 · rev_96f25d8295389e0efcc4c86837cc54fc_140you to be stuck in a job like they are.
Segment details
6:10–6:12 · rev_96f25d8295389e0efcc4c86837cc54fc_141The hardest thing I had to deal with was
Segment details
6:12–6:14 · rev_96f25d8295389e0efcc4c86837cc54fc_142just constantly being put down and told
Segment details
6:14–6:16 · rev_96f25d8295389e0efcc4c86837cc54fc_143that it's gonna fail, it's not going to
Segment details
6:17–6:18 · rev_96f25d8295389e0efcc4c86837cc54fc_144work, you should give up and get a job.
Segment details
6:18–6:20 · rev_96f25d8295389e0efcc4c86837cc54fc_145And I ignored everyone, and I did my best
Segment details
6:21–6:24 · rev_96f25d8295389e0efcc4c86837cc54fc_146to ignore all of this negativity. And
Segment details
6:24–6:26 · rev_96f25d8295389e0efcc4c86837cc54fc_147yeah, lots of things did fail. The eBay
Segment details
6:26–6:28 · rev_96f25d8295389e0efcc4c86837cc54fc_148shop failed. Many of my other projects and
Segment details
6:29–6:31 · rev_96f25d8295389e0efcc4c86837cc54fc_149ideas in the past also failed. I failed at
Segment details
6:31–6:33 · rev_96f25d8295389e0efcc4c86837cc54fc_150so many things, but I never let the dream
Segment details
6:34–6:36 · rev_96f25d8295389e0efcc4c86837cc54fc_151of making money off the internet slip away
Segment details
6:36–6:39 · rev_96f25d8295389e0efcc4c86837cc54fc_152from me. I was around the age of 28 when I
Segment details
6:39–6:42 · rev_96f25d8295389e0efcc4c86837cc54fc_153first realized that I don't really feel
Segment details
6:42–6:44 · rev_96f25d8295389e0efcc4c86837cc54fc_154like I need to get a job again. And I
Segment details
6:44–6:47 · rev_96f25d8295389e0efcc4c86837cc54fc_155don't really feel like I need to have a
Segment details
6:48–6:48 · rev_96f25d8295389e0efcc4c86837cc54fc_156job in order to survive. And I was able to
Segment details
6:49–6:51 · rev_96f25d8295389e0efcc4c86837cc54fc_157utilize my skills that I had built up and
Segment details
6:51–6:54 · rev_96f25d8295389e0efcc4c86837cc54fc_158acquired over the years to, to fund
Segment details
6:54–6:57 · rev_96f25d8295389e0efcc4c86837cc54fc_159my lifestyle. And it's been a really long
Segment details
6:58–6:59 · rev_96f25d8295389e0efcc4c86837cc54fc_160journey. It's been a long, long grind
Segment details
7:00–7:02 · rev_96f25d8295389e0efcc4c86837cc54fc_161since I was 18 and I had that dream to
Segment details
7:03–7:05 · rev_96f25d8295389e0efcc4c86837cc54fc_162become financially independent by making
Segment details
7:06–7:08 · rev_96f25d8295389e0efcc4c86837cc54fc_163money off the internet. It's taken 10
Segment details
7:08–7:10 · rev_96f25d8295389e0efcc4c86837cc54fc_164years to turn that dream into a reality,
Segment details
7:10–7:13 · rev_96f25d8295389e0efcc4c86837cc54fc_165and I've been living that reality for 4
Segment details
7:13–7:16 · rev_96f25d8295389e0efcc4c86837cc54fc_166years now. And even to this day, I'm still
Segment details
7:17–7:18 · rev_96f25d8295389e0efcc4c86837cc54fc_167surrounded by all these negative people
Segment details
7:19–7:20 · rev_96f25d8295389e0efcc4c86837cc54fc_168trying to bring me down, saying that this
Segment details
7:21–7:23 · rev_96f25d8295389e0efcc4c86837cc54fc_169is gonna fail and that's gonna fail and
Segment details
7:23–7:25 · rev_96f25d8295389e0efcc4c86837cc54fc_170nothing lasts forever. And I just carry on
Segment details
7:26–7:28 · rev_96f25d8295389e0efcc4c86837cc54fc_171ignoring them. And I just think it's so
Segment details
7:28–7:30 · rev_96f25d8295389e0efcc4c86837cc54fc_172sad that we live in a society where so
Segment details
7:30–7:33 · rev_96f25d8295389e0efcc4c86837cc54fc_173many people would prefer to bring people
Segment details
7:33–7:35 · rev_96f25d8295389e0efcc4c86837cc54fc_174down instead of trying to build them up.
Segment details
7:35–7:37 · rev_96f25d8295389e0efcc4c86837cc54fc_175And you've just got to ignore them and cut
Segment details
7:37–7:40 · rev_96f25d8295389e0efcc4c86837cc54fc_176them out, even if it's your own family or
Segment details
7:40–7:42 · rev_96f25d8295389e0efcc4c86837cc54fc_177your own friends. If people are having a
Segment details
7:42–7:44 · rev_96f25d8295389e0efcc4c86837cc54fc_178negative impact on your dreams, then
Segment details
7:45–7:47 · rev_96f25d8295389e0efcc4c86837cc54fc_179you've just got to cut them loose. And I'm
Segment details
7:47–7:50 · rev_96f25d8295389e0efcc4c86837cc54fc_180personally really glad that I never gave
Segment details
7:50–7:52 · rev_96f25d8295389e0efcc4c86837cc54fc_181up on my dreams. I never gave up on the
Segment details
7:53–7:54 · rev_96f25d8295389e0efcc4c86837cc54fc_182idea of becoming an internet entrepreneur.
Segment details
7:54–7:57 · rev_96f25d8295389e0efcc4c86837cc54fc_183I'm just so glad that I don't have to go
Segment details
7:57–7:59 · rev_96f25d8295389e0efcc4c86837cc54fc_184back to the petrol station and do night
Segment details
8:00–8:01 · rev_96f25d8295389e0efcc4c86837cc54fc_185shifts again.
Segment details
8:02–8:02 · rev_96f25d8295389e0efcc4c86837cc54fc_186